Personal Finance

Not many people have a solid plan when it comes to retirement. This applies to people of all ages. It doesn’t matter if you are young or old, naive or experienced, when it comes to retirement savings plans, most people always seem to  fall

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Are you  tackling steep higher education costs for yourself or a family member and falling short, you can avail some of the tax credits offered by the government. As the names suggest, these assistance options are not deductions but credits,

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Most of us dream about retiring early but hesitate to take a stand as we are worried about losing the financial security of incoming paychecks. However, retirement may not be as expensive as one might expect it to be. This is because there are

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Owning a credit card can be quite tempting as it offers great rewards like 0% APR (introductory rates), bonus points, and free airfare etc. But the only challenge is to successfully qualify for these offers. The underwriting secrets of these

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Insurance is a vital tool to protect your assets but this definitely doesn’t mean that you need to pay more than required. People often do not review their car insurance policy and many a time, fall into the trap of paying premiums every

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Debt consolidation is the ideal way to conquer your debt – consolidate your balances into one loan and make one monthly payments until you’re debt-free. While there may not be just one ideal way to consolidate debt, it is possible to

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Americans nearing retirement are constantly hounded by the thought of making ends meet once they stop earning those paychecks but taking a few early steps can give you the assurance of healthy retirement prospects. 1. Don’t stop until

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1. Money deposited in a bank account is secure. One of the safest places to store your money is a bank. In the event of the 2008 financial crisis, the level of insurance on bank accounts was increased by the federal government- it is currently

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